How fast does bankruptcy get rid of my debts?
You have probably been experiencing financial difficulty for a long while now and are concerned how long it would take for a bankruptcy to help. We can file bankruptcy protection for you as soon as a week after you contact us. After it is filed, a Chapter 7 bankruptcy takes about 3-4 months to receive a full discharge of debts. However, relief from debt collection starts the minute you file bankruptcy and your creditors have to immediately stop collecting all money owed. They have to stop sending collection letters and making harassing phone calls. They have to stop lawsuits and garnishments. They have to stop taking automatic payments from your bank account. They have to stop foreclosure on your house.
Social Security Disability
What is SSDI – Social Security Disabilty Benefits?
Social Security Disability is a type of benefit available to those that are both disabled and have a qualifying work history.
What is SSI – Supplemental Security Income?
Supplemental Security Income is a type of benefit available to those that are both disabled and have limited resources and income. This is a benefit based on providing minimal financial assistance.
Am I disabled enough to apply for Social Security Disability Benefits?
Anyone can apply for Social Security Disability Benefits however not everyone is found to be disabled. If you are unable to work as a result of a mental or physical disability and your medical records reflect that you may be found disabled. The older you get, the more likely it is that you will be found disabled. It becomes easier for people to qualify at age 50, even easier at age 55, and even more likely at age 60 and above.
How do I apply for Social Security Disability or SSI benefits?
There are three ways you can apply for Social Security Disability benefits: by phone, in person at a local Social Security Office, or on the Internet. If you want to use the Internet to apply, go to ssa.gov/benefits/disability.
If you want to complete an application for SSI or Social Security disability by phone or in person, you can find your local office online at www.ssa.gov/locator/. You can call SSA at (800) 772-1213.
Be straightforward and truthful when giving the SSA the information that they as for. Do not exaggerate or minimize your disability.
Should I contact a lawyer to help me apply for Social Security Disability or SSI benefits?
You do not need the help of a lawyer to file the application. However, a lawyer may be beneficial in the application and appeal process.
I have been denied benefits, what do I do?
You have 60 days (plus five days for mailing) to appeal the decision. The denial letter will come with instructions on how you can appeal. The first appeal is called a request for reconsideration. If you are denied at the reconsideration stage the next step is to appeal for a hearing before an administrative law judge.
What is the biggest mistake people make when trying to get disability benefits?
Not filling out the initial application properly. While this can be completed without the assistance of a lawyer, one may be beneficial in ensuring the application is appropriately completed.
Since medical evidence is so important, should I have my doctor write a letter to the Social Security Administration and should I gather medical records and send them to SSA?
If your doctors are willing to write letters on your behalf or complete medical forms, this can be helpful. However, a doctor is not obligated and cannot be forced to do so.
When is the best time for a lawyer to get involved in my case?
Vann and Chamberlain believes that the earlier you choose to involve a lawyer, the better your outcome will be. This can be particularly beneficial at the initial application and reconsideration stages, as a lawyer will be building a case for your hearing
How much do you charge?
You are not charged a fee unless you are awarded benefits. The typical fee is 25% (one-quarter) of back benefits up to a maximum amount set by SSA, currently $6,000.00 (increasing to $7,200 in November 2022).